Any recommendations for insurance for a low time tail dragger pilot that wants to buy a maule? A friend of mine with less than 50 hours taildragger time got a quote of $5,700. Whew.

the broker said it being a Maule was part of the issue, as well as being low time.

I just got $2600 for 30k inflight hull from AVEMCO with 35hrs tail wheel. But I have a few other ratings your buddy might not have.

I would expect maybe $3600 for $45k of inflight.

Hit all the underwriters and rattle back and forth. The first year I paid $1,100 for $50K hull and $1M liability. I had hundreds of hours tailwheel but no Maule except for a couple hours of checkout. The second year it was about the same. Year three it went to $1,400. I grumbled and was told that Maules had a bad year. I lived with it for a couple of months until my son got his private. He had less that 200 total hours (a lot of that some 20 years ago). The underwriter first said they would not insure him. I kept going back and forth and finally got someone else at the same agency. He came back insuring both of us for $1,100 for the year. Right back where I started and got the low time guy in to boot. Just keep on hammering.

Check with Nancy at face insurance

Facer insurance

travers agency .....mine is 1200 for 40,000 hull... they'll find you the best rate... traversaviation.com

For many years I've used AIG through CS&A Insurance in Franklin TN but I used AVEMCO when I was a new Maule pilot. AVEMCO is very good but expensive. I don't know if AIG will insure a Maule when you have less than 500 hours in it, but you could give it a try.

AOPA but some of their agents will work harder for you than others and I don't know how to get the right one on the line.

AOPA has been best for me.

andy wrote:For many years I've used AIG through CS&A Insurance in Franklin TN but I used AVEMCO when I was a new Maule pilot. AVEMCO is very good but expensive. I don't know if AIG will insure a Maule when you have less than 500 hours in it, but you could give it a try.

This is why I went AVEMCO. Since I'm still new to tail wheel and maules I figured I should have a solid company that is less likely to back out of a claim for a year or two more. Pretty damn cheap compared to what I had to pay out of pocket to rebuild her the first go around.

You may want to try working through the EAA. I get 40,000 hull for about 900/year. This was with a 4 hour Maule checkout and 50 hours of tailwheel. Now I am higher time with ATP so that may change things. Falcon Insurance is the agency that the EAA works with.

Someone from the industry should chime in here, but I would caution on "under insuring" your bird.

As I understand the way it works, if you ball up your plane or it gets trashed by hail, a tree falls on the rear, etc and the cost of repair equals 75% of the the hull insured value; then the insurance company can write you a check for the insured value and the airplane is then theirs.

TD

Duncan in Waxahachie, Tx has mine. Total time for me is 65 hours and about 35 of that TW. Think my policy is like $2200 on a $45k hull.

Travers quoted me 1200 on a 65k hull mxt. About 2k on a mx. Bought the mxt.

Hull insurance is by far the largest part of the insurance premium. It might be obvious to long time owners, but aircraft insurance is not like car insurance. If you total the aircraft, then the insurance company pays exactly the amount of the hull insurance. If that's not enough for you to buy another airplane, you have to come up with the difference.